Founded in 2020 by Godrej Industries (GIL), Godrej Capital (GCL) provides financial services to businesses and individuals. Its product portfolio includes home loans, loans against property, working capital loans, construction finance, gold loans, supply chain finance and personal loans.
The company has a presence in more than 100 cities with a reported AUM of Rs 35,000 cr as of October 31, 2026. Target is to increase AUM to Rs 1,00,000 cr by 2031.
The current fund raise details from Temasek are –
- Equity raise of Rs 2,500 cr at a valuation of Rs 28,000 cr. GIL has invested a total of around Rs 4,300 cr in it’s financial service business.
- Post transaction, GIL will retain approximately 80% ownership in GCL.
- GCL is held by GIL through 100% subsidiary Godrej Investment Limited. In January 2026, Godrej Investment Limited was incorporated to consolidate GIL’s financial services stakes under this new intermediate holding arm, which now holds the group’s equity in both GCL and Godrej Wealth & Asset Management.